SETSimple Easy Transactions

Simple Easy Transactions

One permanent USDC address that pays your US bank.

THE FLAGSHIP · FOR PLATFORMS AND THEIR MERCHANTSSET APIThe SET API by Simple Easy Transactions is a server-to-server API for payment platforms and payment service providers. The platform's merchants collect in their own name: each merchant passes business verification, and the API opens collection accounts that belong to that merchant, so its payers pay it in US dollars by ACH, wire or FedNow, in euros by SEPA, or in pounds by Faster Payments. A collection account holds no balance. Each payment is delivered onward, as USDC to a wallet the merchant or platform names, or through the merchant's permanent SET Cash-Out Address to the merchant's own bank in dollars, euros or pounds. The merchant chooses where its money goes, and SET never holds the funds.
FOR YOUR BUSINESS · EVERY WAY TO GET PAIDSET Merchant APISET Merchant API is the all-in business solution for merchants, developers and non-developers alike. We provide the ability to take payments in USD, EUR, or GBP via ACH/Wire/SEPA/Faster Payments, with full support for USDC & other stablecoins, all settled in your chosen wallet OR bank account and currency in the USA, EU, or UK, for a one-time $1,999 activation fee for your key. SET Connect is an optional included service for card payments at Stripe's standard rates (2.9% + 30¢ per successful domestic card payment, plus 1.5% for international cards and 1% when currency conversion is required; ACH Direct Debit 0.8%, capped at $5), plus SET's fee on each card payment, from 1.22% down to 1.00% as your card volume that month grows. We provide the embedded form your customers will use to pay you directly, with Stripe-hosted payment forms available with Connect enabled accounts.FOR YOUR BUSINESS · YOUR OWN WALLETSET PayoutsPay your whole overseas team in digital dollars from one list: paste up to 50 wallet addresses and amounts, approve each send in your own wallet, and download one report. One flat monthly price, no SET fee per payout.FOR YOU · YOUR PERMANENT CASH-OUT ADDRESSSET Wallet & Cash-OutOne permanent SET Cash-Out Address: USDC on Base, Ethereum or Solana pays your own US bank by ACH, through Bridge. No subscription, and SET charges no fee on a cash-out.

How SET Wallet & Cash-Out works: your permanent Cash-Out Address, your own US account number from Bridge, and a wallet only you control →

SET PAYOUTS · FOR YOUR BUSINESS

Pay your whole overseas team in digital dollars from one list.

With SET Payouts, every payment is confirmed on chain in minutes, you pay one flat monthly price, and SET never touches your money. Paste a list of up to 50 wallet addresses and amounts, approve each send in your own wallet, and download one report for your books. No SET fee per payout.

Start freeHow it works and the plans →

What you can do with a SET wallet

FOR INDIVIDUALS
  • Get paid by clients, then cash out to your bankOne place to get paid and reach your bank, with no exchange account to open.
  • Hold dollars as USDC in a wallet only you controlYour balance is yours: SET never holds your funds or your keys.
  • Receive bank transfers at your own account numberNo manual purchase each time: the deposit itself is the purchase, and SET charges no fee on it.
FOR BUSINESSES
  • Pay contractors and partners worldwide from one listOne list instead of one transfer form per person. Free for up to 5 people a month, with no SET fee per payout.
  • Keep one CSV for your booksLess time matching payments by hand; the hash is a public record of each send.
  • Accept USDC from customers and clientsEasier to work with clients and contractors who already use USDC.
AFTER YOU SIGN UP
  1. Sign in with your email
  2. Copy your Base address
  3. Add money
  4. Try something small
  5. Download your report

Every scenario, with the details · Your first five steps · How global payouts with USDC work

Open SET Wallet & Cash-Out

Sign in with your email, verify your identity once, link your bank, and get your permanent Cash-Out Address. Every USDC you send to it lands in your bank as dollars. How the Cash-Out Address works · Every way to cash out USDC to USD

  • One permanent cash-out address. Anyone can send USDC to it on Base, Ethereum or Solana; Bridge pays your own US bank by ACH. SET charges no fee on a cash-out.
  • Sign in with email. SET Wallet creates your wallet; you hold it, SET never does.
  • Buy crypto with a card. USDC and other stablecoins through Stripe, $10 to $500, from the wallet screen.
  • Cash out to your bank. Verify once, and SET Cash-Out sends your USDC to your US account as dollars.

Bank accounts, conversion and payouts are provided by Bridge, not by SET.

Get your Cash-Out Address Open SET Wallet

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PAYMENTS BY STRIPE

The Stripe documentation behind this page.

SET Connect, SET's payment builds and the card onramp in SET Wallet run on Stripe. Stripe's own documentation is the final word on how its part works. Links checked on .

Stripe

Payments, SET Connect and the card onramp in SET Wallet.

Simple Easy Transactions is a separate company from Stripe. It uses Stripe's services under its own account; Stripe does not endorse SET.